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David Cooper
All agents are NOT alike! Find out why I am a top real estate expert. Call me: 973-477-2127

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Pre-Qualify For Your Mortgage
Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Short Hills, Millburn and Maplewood real estate agent to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
Time to Move >Planning the Move

The custom of relying on friends to help make a move from one place to another has been replaced by reliance on professional movers.

Professional moving companies offer a wide range of service options, including professional packing. It could cost you less if you pack your things in your own containers. However, some movers will not insure fragile items, such as dishes or glassware, if they do not pack them.

Begin your preparations for the move by calling several companies for estimates. And start early! Some companies want three-to-six weeks advance notice. Ask each company how they compute the charges, how much time they expect the move to take, and what kind of insurance coverage they offer against loss or damage. If you have to store your things temporarily, ask what arrangements can be made.

Long-distance movers may send a representative to your home for an estimate, while local companies may quote an hourly rate over the phone. Be sure to ask the same questions of each company so that when you compare bids you will be using the same criteria.

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Real Estate Trivia
Q 
What did 75% of 10,000 buyers surveyed by the NAR list as their top reasons for selecting a Real Estate Professional?

A 
Knowledge of the housing market, knowledge of real estate practices and financing, and familiarity with neighborhoods.
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David Cooper, REALTOR®, real estate agent and broker for Short Hills, Millburn and Maplewood, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

David Cooper
Coldwell Banker Short Hills

518 Millburn Ave
Short Hills, NJ 07078
973-436-5154
Fax: 973-387-3483
Cell: 973-477-2127
DavidCooper@number1expert.com

Equal Housing MLS REALTOR


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