Want the most current listing information? Need local real estate advice? Call me: 973-477-2127

Find Out About the Latest Homes for Sale First!
I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
Find Out More >
View All Offers >

Coming Soon
Read Quote >

Compare three mortgages at one time. Download TripleCalc now. It's free.

Find Out More >
Download Now >

Coming Soon
Find Out More >

Welcome > Resources > Ask Anything ...

Do You Have a Real Estate Related Question? I Will Email You an Answer Quickly.

As a top Short Hills, Millburn and Maplewood real estate expert, it's my job to help! Please take advantage of my experience and knowledge.

Ask me anything about:

- Any particular home that is or was on the market.

- Neighborhoods and local market trends.

- Local demographics and the economy.

- Tricks and traps when buying real estate in this area.

- Special tax considerations regarding real estate.

- Specific questions about contracts, escrow, and closings.

- Anything real estate!

It's my job to know EVERYTHING about real estate! Ask me anything. There are no dumb questions! It's FREE, and I promise to get back to you quickly...

	About You
* Your Name:
* Your Email Address:
Your Street Address:
City:
State/Province:
Country:
Zip/Postal Code:
Phone:
	Additional Info
Ask Your Question Here!
Send Latest Listings:
Send Latest News:

*Please note that fields marked with an asterisk are required.

Quick Response Guarantee >
Your Privacy Is Guaranteed >
Free & Without Obligation >

First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

	See All Tips In The "First Time Buyers" Category >
	See Complete Library Of Hundreds Of Tips In 30+ Categories >

Q	Which city in the U.S. has the longest formal name, but the shortest abbreviated name?
A	El Pueblo de Nuestra Senora la Reina de los Angeles de la Porciuncula is the full name for Los Angeles, known as "LA".
See More Real Estate Trivia >

David Cooper, REALTOR®, real estate agent and broker for Short Hills, Millburn and Maplewood, New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

David Cooper
Coldwell Banker Short Hills
518 Millburn Ave
Short Hills, NJ 07078
973-436-5154
Fax: 973-387-3483
Cell: 973-477-2127
DavidCooper@number1expert.com

www.DavidCooperHomes.com is brought to you by David Cooper
Real estate agent(s) for Short Hills, Millburn and Maplewood, New Jersey

Read David Cooper's Privacy Guarantee, Terms of Service, and Free & Without Obligation Pledge